Take the Sting Out of Replacing Costly Household Systems

We offer affordable financing options for credit-challenged homeowners.

A young woman and girl standing in their home, hugging and smiling at each other.

How It Works

1. Register

Contractor Registers Online

Upon registration, the Chowder team will promptly verify, train and grant access, often on the same day.

2. Approve

Homeowner Requests Approval

The homeowner applies with the contractor’s link to get approved.

3. Install

Apply for Installation

Once approved for installation, the contractor will be alerted to schedule install.

A two part bubble image. One depicts an outdoor HVAC unit sitting near a home in the sunlight. The other pictures a contractor bent over an HVAC unit, performing repairs.

Leasable Products

Chowder offers financing options for HVAC units and related repairs.

Homeowner Eligibility

Our flexible financing options are designed to help more homeowners get the HVAC solutions they need. To make sure our program is a good fit, here are a few simple requirements homeowners need to meet.

Flexible Term Offers

Checking Account History

Established Income

Over 18

Man looking over a woman's shoulder as she works on a notebook on the desk in front of her.

Early Purchase Options

The Lease-to-Own program grants the ability to exercise an Early Purchase Option. To learn more about how you can afford their systems sooner, contact us.

Contact Us

Have Any Questions?

We’d love to hear from you.

Contact us