Financing Solutions for Every Home

Helping contractors offer flexible HVAC financing to credit-challenged homeowners.

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Helping Contractors Close More Deals

Chowder’s credit options help contractors attract more customers, reduce turn-downs, expand their customer base, and increase revenue; all at no cost to the contractor.

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Easy Steps to Financing

1. Register

Contractor Registers Online

Upon registration, the Chowder team will promptly verify, train and grant access, often on the same day.

2. Approve

Homeowner Requests Approval

The homeowner applies with the contractor’s link to get approved.

3. Install

Apply for Installation

Once approved for installation, the contractor will be alerted to schedule install.

Afford Your Household Systems Sooner

We provide cost-effective lease-purchase alternatives tailored to credit-challenged homeowners, offering the longest terms and fastest application process.

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A two part bubble image. One depicts an outdoor HVAC unit sitting near a home in the sunlight. The other pictures a contractor bent over an HVAC unit, performing repairs.

Need a New HVAC or Repairs?

Replace or repair costly household systems with the affordability and flexibility of the Chowder Lease-to-Own Program.

Explore your options
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"Chowder Financial has been an exceptional platform for my company to be able to assist a wider variety of clients. Their process, speed, and thoroughness make it simple and effective to offer quality financial services to clients in need.  When it comes to lease offers you have to think Chowder."

John Robinson
Contractor
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"Having an option for credit-challenged customers has allowed me to add a whole demographic of customers I can provide installation services to.  Our customers have been very grateful! Chowder's customer service and back-office support is second to none, and the application process is very quick and straightforward. I’m looking forward to doing business with them for many years to come!"

Thomas Murphy
Contractor
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"Chowder is a great company. They communicate excellently while providing 1-on-1 customer service interactions. The best part is that you get fast and easy approvals, with so many term options to choose from."

George Saleh
Contractor

Benefits

Contractor

  • More frequent approvals
  • Up to 96 month terms
  • Rapid funding
  • Access to dedicated Contractor Success Team
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Homeowner

  • Solutions for all credit types
  • Easy application process
  • Instant decisions
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Start turning turn-downs into approvals.

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